They actually look at price tags and not only at brand names. They don’t need to take expensive vacations just to post a glamorous photo on social media. They’re fine with driving an older car because it doesn’t have a payment. They’re confident.Ī person who believes in their money plan doesn’t care what others think of them. That’s why debt-free people don’t buy stuff unless they can pay cash. They’re wise enough to know that purchases aren’t going to erase all their problems or make them feel better in the long run. They aren’t swayed to buy something simply because they want it or it’s on sale. Someone who really wants to get out of debt has the willpower to walk right past the shoe section (with the big sale) or the flat-screen TV aisle without making an impulse purchase. They use self-control.Īccording to Dave Ramsey, adults make a plan and follow it. We’ve said no to many wants so we could save as much as possible, while still trying to enjoy the little things. It has taken a lot of sacrifice and discipline. “ We’re completely DEBT-FREE, y’all! We learned how to budget and also changed our perspective on money and our ability to work as a team to reach our financial goals. They treat debt like it’s week-old meatloaf they found in the back of their fridge-they dump it fast. Car payments don’t take a chunk of money from their budgets. Credit cards aren’t necessary for their everyday lives. Those who are experiencing debt-free living don’t buy into these norms. Avoid the traps and manage your money the right way with Financial Peace University.
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